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Welcome to FABYA.NET (the “Site”), a Content portal operated by SEMZY Solutions LLP (hereinafter referred to as the “Company”).

Your access to and use of is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.


We do not store your Credit Card information, PayPal or your Bank Info.


The contents of do not constitute advice and should not be relied upon in making or refraining from making, any decision. Our Website contains Articles, Testimonials, Feedbacks, Stories and more submitted by Users and/or written by respective Authors and is accessible to General Public. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.


Our website may contain links to 3rd party websites including but not limited to advertisers, affiliates, sponsors, social media networks, and payment gateway providers. has no control over the content and legal documents and privacy practices of third party websites; as such, you access any such third party websites at your own risk.

5. RIGHTS AND USE or/and its Management reserves the right to:

5.1 change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that shall not be liable to you for any such change or removal and

5.2 Remove account/Ban any Member/author/contributor found involved in any activities which are not in accordance with our Terms of Use.

5.3 change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.


6.1 Most of the content we use is produced by our in-house team or written by respective authors and we have exclusive copyrights for them, some of the content may not be our including but not limited to images, videos, gifs which we/authors procure from google image search for illustration purpose only. In any case, if you find any violation of copyright law or if the content is yours and you have not given permission to use this. Please contact us immediately and we will remove your content.

6.2 Our Website may contain our service marks or trademarks or Logo as well as those of our partners, sponsors, advertisers, government, other NGOs or other companies, in the form of words, graphics, and logos. Your use of our Website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/ trademark owner.

6.3 The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited. Your use of our Website does not grant you ownership rights of any kind in our Website.

6.4 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.


7.1 the materials, information and opinions (which may include user content) included and/or expressed in or on forums or blog posts (or via any other means of accessing User content) are not necessarily those of (or endorsed by) or its affiliates or management or related entities. All user content should be considered expressions of opinion only and not statements of fact.

7.2 any user content and/or services you obtain or use, or convey through site use, including use of any forums/reviews/testimonials/chat/comments, will be at your own discretion and risk and are subject to the disclaimers and liability limitations in these terms. The security of this site and user content cannot be guaranteed.

7.3 You understand that whenever you release personal or other information online – for example, via message boards or chat rooms and other forums – that information can be collected and used by people you do not know. While makes all reasonable commercial efforts to protect your personal information and privacy, it cannot guarantee the security of any information you disclose online. You make such disclosures at your own risk. Except in relation to personal information submitted by a user for the purposes of registration or opening or updating that user’s account (in relation to which makes all reasonable commercial efforts to protect your privacy), shall not be liable in respect of (and disclaims all liability in relation to) User content submitted to an area of the site designated as (or expected to be) a private, personal or limited access area of the site which becomes available to persons other than the user who submitted the user content. Similarly, shall not be liable in respect of (and disclaims all liability in relation to) any non-availability of User content submitted to an area of the site designated as a public area of the site or other forums where users other than the user who submitted the user content may gain access to such content.

7.4 SEMZY Solutions LLP or the website is under no obligation to become involved in any dispute that you have with other users or in any incident that you are party to with other users, or that are affected by or otherwise related to this site.

7.5 SEMZY Solutions LLP or the website disclaims all liability relating to any User content, including any error, virus, defamation, libel, obscenity or inaccuracy contained in any user content, whether or not arising under the laws of copyright, libel, privacy or otherwise, any prohibited user content and any other user content.

7.6 SEMZY Solutions LLP or the website disclaims all liability for unauthorized use (by other users) of user content and disclaims (without limitation) all liability for use of user content which breaches any copyright, trademark rights or other intellectual property rights of any other user or person.

7.7 user is solely responsible for any damage (including to site content) resulting from use (or submission) of any user content or the site (including disputes and incidents described in the preceding sections) and related transactions or occurrences.

7.8 SEMZY Solutions LLP or the website shall have no responsibility for unauthorized access to user’s account, or automatic forwarding of messages and/or viruses (caused by viruses or otherwise) to persons whose details have been submitted by a user for inclusion in, any on-line address book available through this site.

7.9 the limitations on and exclusions of liability in these terms apply regardless of whether the liability is based on breach of contract, tort (including negligence or defamation), strict liability, breach of warranties, or any other legal theory.


8.1, affiliates, owners and all other persons involved in creating, producing, hosting or delivering site content shall not be liable for any direct, indirect, special, incidental, consequential or punitive damages, including in respect of loss of data, loss of profit, business interruption or time incurred or damages of any other nature (including arising out of negligence and other torts) that result from the use of, or the inability to use, site content, even if or an authorized representative has been advised of the possibility of such damages.

8.2 applicable law may not permit the liability exclusions in this section in all cases. The liability exclusions in this section apply only to the maximum extent permitted by applicable law.

8.3 Some portions of this site may contain explicit, uncensored material of religious, political, spiritual, controversial, mature and adult nature that may not be suitable for all parties or that may otherwise be offensive.

By entering this site you assert that you are of legal adult age (18 in India and that the viewing, reading, and/or downloading of content from this site does not violate the community standards of your locality, city, town, county, state, province, country or other community to which you belong, and/or from which you access this service.

8.4 If you are of legal adult age, wish to view such materials and believe it legal for you to do so in your community. You assert the following: that you are wholly liable for any false disclosures and responsible for any legal ramifications that may arise from the viewing, reading, or downloading of images or material contained within this service.

8.5 nothing in these terms shall exclude affiliates’ liability for death or personal injury arising from or any affiliate’s negligence.


 You agree to indemnify and hold SEMZY Solutions LLP, website and its employees, and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.


 If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.


 These Terms and Conditions shall be governed by and construed in accordance with the law of the Republic of India and you hereby submit to the exclusive jurisdiction of the Indian courts.

For any further information please contact us using this contact form


This document was last updated on 20 June 2018


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